Credit Card Statement Report

customer: CHEOK JUN YOON | period: October 2025

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I. client_summary - AmBank

customer_name CHEOK JUN YOON
bank AmBank
report_code Be_rich_CJY_AmBank_202510
period October 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****6354 main_card RM 14,515.49 RM 15,062.57 12 PDF

III. transaction_details

AmBank ****6354

date description amount (RM) category notes
- previous_balance 14,515.49 baseline included_in_owner_debt
2025-09-27 Shopee Malaysia Kuala Lumpur MY -16.39 non_supplier
2025-09-28 Shopee Malaysia Kuala Lumpur MY 18.39 non_supplier
2025-10-08 Shopee Malaysia Kuala Lumpur MY 37.42 non_supplier
2025-10-10 Shopee Malaysia Kuala Lumpur MY 32.78 non_supplier
2025-10-10 Shopee Malaysia Kuala Lumpur MY 18.90 non_supplier
2025-10-11 LAZADA KUALA LUMPUR MY 73.70 non_supplier
2025-10-13 Shopee Malaysia Kuala Lumpur MY 32.49 non_supplier
2025-10-14 Shopee Malaysia Kuala Lumpur MY 15.44 non_supplier
2025-10-14 Shopee Malaysia Kuala Lumpur MY 49.85 non_supplier
2025-10-16 Shopee Malaysia Kuala Lumpur MY -20.07 non_supplier
2025-10-22 LATE PAYMENT CHARGE 100.00 non_supplier
2025-10-28 INTEREST CHARGE(Retail @ 17.00%) 204.57 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - AmBank

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - AmBank

check_item system_result Status
total_accounts 1 ✓
total_transactions 12 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - AmBank Islamic

customer_name CHEOK JUN YOON
bank AmBank Islamic
report_code Be_rich_CJY_AmBank Islamic_202510
period October 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****9902 main_card RM 14,478.62 RM 14,776.32 2 PDF

III. transaction_details

AmBank Islamic ****9902

date description amount (RM) category notes
- previous_balance 14,478.62 baseline included_in_owner_debt
2025-10-22 LATE PAYMENT COMPENSATION CHARGE 100.00 non_supplier
2025-10-28 MANAGEMENT FEE(Retail @ 17.00%) 197.70 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - AmBank Islamic

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - AmBank Islamic

check_item system_result Status
total_accounts 1 ✓
total_transactions 2 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - HSBC

customer_name CHEOK JUN YOON
bank HSBC
report_code Be_rich_CJY_HSBC_202510
period October 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****0034 main_card RM 23,034.19 RM 1,110.91 2 PDF

III. transaction_details

HSBC ****0034

date description amount (RM) category notes
- previous_balance 23,034.19 baseline included_in_owner_debt
05 OCT PAYM ENT - THAN K YOU 1,151.71 non_supplier
13 OCT FINANCE CHARGES 335.66 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - HSBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - HSBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 2 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - OCBC

customer_name CHEOK JUN YOON
bank OCBC
report_code Be_rich_CJY_OCBC_202510
period October 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****3506 main_card RM 29,937.93 RM 633.74 7 PDF

III. transaction_details

OCBC ****3506

date description amount (RM) category notes
- previous_balance 29,937.93 baseline included_in_owner_debt
01 Oct Payment-Instant Transfer 163.00 non_supplier
02 Oct Payment-Instant Transfer 29,937.93 non_supplier
09 Oct Machines-IOI City Mall Putrajaya 010/036 162.47 non_supplier
10 Oct GREATEASTERN1060542015 385.00 non_supplier
13 Oct Retail Rebate 0.16 non_supplier
13 Oct Insurance Rebate 9.63 non_supplier
13 Oct Monthly interest 259.06 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - OCBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - OCBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 7 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - STANDARD CHARTERED

customer_name CHEOK JUN YOON
bank STANDARD CHARTERED
report_code Be_rich_CJY_STANDARD CHARTERED_202510
period October 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****1237 main_card RM 72,718.54 RM 73,889.93 2 PDF

III. transaction_details

STANDARD CHARTERED ****1237

date description amount (RM) category notes
- previous_balance 72,718.54 baseline included_in_owner_debt
06 Oct 06 Oct LATE CHARGES Txn Ref:27900009620 100.00 non_supplier
14 Oct 14 Oct INTEREST Txn Ref:00000000000 1,071.39 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - STANDARD CHARTERED

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - STANDARD CHARTERED

check_item system_result Status
total_accounts 1 ✓
total_transactions 2 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - UOB

customer_name CHEOK JUN YOON
bank UOB
report_code Be_rich_CJY_UOB_202510
period October 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****8387 main_card RM 10,699.53 RM 9,935.19 8 PDF

III. transaction_details

UOB ****8387

date description amount (RM) category notes
- previous_balance 10,699.53 baseline included_in_owner_debt
03 OCT PAYMENT REC'D WITH THANKS-DUITNOW 2,000.00 non_supplier
05 OCT FCP INTEREST 08/36 - 4.990% 32.85 non_supplier
05 OCT FCP INSTALLMENT 08/36 - 4.990% 219.44 non_supplier
07 OCT LATE FEE CHARGE 33.28 non_supplier
13 OCT RETAIL INTEREST 95.86 non_supplier
13 OCT RETAIL INTEREST 57.21 non_supplier
30 SEP BC INTEREST 09/12 - 3.990% 30.58 non_supplier
30 SEP BC INSTALMENT 09/12 - 3.990% 766.44 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - UOB

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - UOB

check_item system_result Status
total_accounts 1 ✓
total_transactions 8 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓