Credit Card Statement Report

customer: CHEOK JUN YOON | period: September 2025

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I. client_summary - AmBank

customer_name CHEOK JUN YOON
bank AmBank
report_code Be_rich_CJY_AmBank_202509
period September 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****6354 main_card RM 14,719.77 RM 14,515.49 9 PDF

III. transaction_details

AmBank ****6354

date description amount (RM) category notes
- previous_balance 14,719.77 baseline included_in_owner_debt
02 SEP 25 Shopee Malaysia Kuala Lumpur MY 34.62 non_supplier
16 SEP 25 Shopee Malaysia Kuala Lumpur MY 55.10 non_supplier
16 SEP 25 Shopee Malaysia Kuala Lumpur MY 27.76 non_supplier
17 SEP 25 PAYMENT VIA RPP RECEIVED - THANK YOU,INFINITE GZ SDN. BH,Pay 735.99 customer_payment
17 SEP 25 LAZADA KUALA LUMPUR MY 25.01 non_supplier
23 SEP 25 LAZADA KUALA LUMPUR MY 16.15 non_supplier
27 AUG 25 Shopee Malaysia Kuala Lumpur MY 98.86 non_supplier
28 SEP 25 INTEREST CHARGE(Retail @ 17.00%)** 205.17 non_supplier
30 AUG 25 LAZADA KUALA LUMPUR MY 69.04 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 10,698.55
INFINITE 累计余额
RM 3,816.94

IV. monthly_summary - AmBank

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 10,698.55

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 3,816.94

V. reconciliation_check - AmBank

check_item system_result Status
total_accounts 1 ✓
total_transactions 9 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 10,698.55 ✓
INFINITE cumulative_balance RM 3,816.94 ✓

I. client_summary - AmBank Islamic

customer_name CHEOK JUN YOON
bank AmBank Islamic
report_code Be_rich_CJY_AmBank Islamic_202509
period September 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****9902 main_card RM 16,168.45 RM 14,478.62 3 PDF

III. transaction_details

AmBank Islamic ****9902

date description amount (RM) category notes
- previous_balance 16,168.45 baseline included_in_owner_debt
17 SEP 25 PAYMENT VIA RPP RECEIVED - THANK YOU,INFINITE GZ SDN. BH,Pay 1,918.45 customer_payment
28 SEP 25 MANAGEMENT FEE(Retail @ 17.00%)** 219.62 non_supplier
28 SEP 25 EXCESS LIMIT CHARGE* 9.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 10,004.24
INFINITE 累计余额
RM 4,474.38

IV. monthly_summary - AmBank Islamic

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 10,004.24

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 4,474.38

V. reconciliation_check - AmBank Islamic

check_item system_result Status
total_accounts 1 ✓
total_transactions 3 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 10,004.24 ✓
INFINITE cumulative_balance RM 4,474.38 ✓

I. client_summary - HSBC

customer_name CHEOK JUN YOON
bank HSBC
report_code Be_rich_CJY_HSBC_202509
period September 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****0034 main_card RM 1,196.60 RM 1,151.71 3 PDF

III. transaction_details

HSBC ****0034

date description amount (RM) category notes
- previous_balance 1,196.60 baseline included_in_owner_debt
03 SEP PAYMENT - THANK YOU 1,196.60 customer_payment
12 SEP FINANCE CHARGES 346.83 non_supplier
15 AUG BASE CASHBACK CREDIT 47.99 customer_payment
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 22,312.67
INFINITE 累计余额
RM -21,160.96

IV. monthly_summary - HSBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 22,312.67

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM -21,160.96

V. reconciliation_check - HSBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 3 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 22,312.67 ✓
INFINITE cumulative_balance RM -21,160.96 ✓

I. client_summary - OCBC

customer_name CHEOK JUN YOON
bank OCBC
report_code Be_rich_CJY_OCBC_202509
period September 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****3506 main_card RM 38,295.30 RM 29,937.93 8 PDF

III. transaction_details

OCBC ****3506

date description amount (RM) category notes
- previous_balance 38,295.30 baseline included_in_owner_debt
01 Sep Payment-Instant Transfer 163.00 customer_payment
03 Sep Overdue Charge 100.00 non_supplier
05 Sep Payment-Instant Transfer 3,000.00 customer_payment
05 Sep Payment-Instant Transfer 6,000.00 customer_payment
09 Sep Machines-IOI City Mall Putrajaya 009/036 162.47 non_supplier
13 Sep Retail Rebate 0.16 customer_payment
13 Sep Insurance Rebate 0.00 non_supplier
13 Sep Monthly interest 543.32 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 5,082.05
INFINITE 累计余额
RM 24,855.88

IV. monthly_summary - OCBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 5,082.05

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 24,855.88

V. reconciliation_check - OCBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 8 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 5,082.05 ✓
INFINITE cumulative_balance RM 24,855.88 ✓

I. client_summary - STANDARD CHARTERED

customer_name CHEOK JUN YOON
bank STANDARD CHARTERED
report_code Be_rich_CJY_STANDARD CHARTERED_202509
period September 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****1237 main_card RM 68,859.08 RM 72,718.54 12 PDF

III. transaction_details

STANDARD CHARTERED ****1237

date description amount (RM) category notes
- previous_balance 68,859.08 baseline included_in_owner_debt
03 Sep 2025 DUITNOW PAY-TO- Txn Ref:202509030487656 -3,500.00 non_supplier
03 Sep 2025 03 Sep LATE CHARGES Txn Ref:24600004401 100.00 non_supplier
03 Sep 2025 DUITNOW PAY-TO- Txn Ref:202509030487449 -45.69 non_supplier
05 Sep 2025 AI SMART TECH SHAH Txn Ref: 2,499.00 non_supplier
07 Sep 2025 JP90050 GREAT EA Txn Ref: 230.00 non_supplier
07 Sep 2025 JP90050 GREAT EA Txn Ref: 1,500.00 non_supplier
09 Sep 2025 DUITNOW PAY-TO- Txn Ref:202509090001808 -1,000.00 non_supplier
09 Sep 2025 DUITNOW PAY-TO- Txn Ref:202509090001874 -1,500.00 non_supplier
09 Sep 2025 AGODA.COM InternetMY Txn Ref: 2,501.77 non_supplier
13 Sep 2025 INTEREST Txn Ref:00000000000 1,074.38 non_supplier
13 Sep 2025 INTEREST Txn Ref:00000000000 0.45 non_supplier
16 Aug 2025 JP90050 GREAT EA Txn Ref: 2,000.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - STANDARD CHARTERED

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - STANDARD CHARTERED

check_item system_result Status
total_accounts 1 ✓
total_transactions 12 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - UOB

customer_name CHEOK JUN YOON
bank UOB
report_code Be_rich_CJY_UOB_202509
period September 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****3530 main_card RM 9,600.82 RM 10,699.53 18 PDF

III. transaction_details

UOB ****3530

date description amount (RM) category notes
- previous_balance 9,600.82 baseline included_in_owner_debt
03 SEP PAYMENT REC'D WITH THANKS-DUITNOW 500.00 non_supplier
03 SEP PAYMENT REC'D WITH THANKS-DUITNOW 1,137.80 non_supplier
05 SEP FCP INTEREST 07/36 - 4.990% 32.85 non_supplier
05 SEP FCP INSTALLMENT 07/36 - 4.990% 219.44 non_supplier
06 SEP LATE FEE CHARGE 67.32 non_supplier
12 AUG PETRON RSA SEREMBAN NB SEREMBAN MY 60.00 non_supplier
13 SEP CASH REBATE OTHERS 0.15 non_supplier
13 SEP CASH REBATE PETROL 0.50 non_supplier
13 SEP RETAIL INTEREST 108.02 non_supplier
13 SEP RETAIL INTEREST 58.81 non_supplier
15 AUG PSS S2 CITY PARK (LOT C) N SEMBILAN MY 64.99 non_supplier
16 AUG LUMINARY VINEYARD KUALA LUMPUR MY 73.70 non_supplier
16 AUG 90050 GREAT EASTERN PETALING JAYA MY 1,500.00 non_supplier
19 AUG PETRON SEREMBAN 2 IJM SEREMBAN MY 60.00 non_supplier
21 AUG PSS-SUNGAI MERAB R&R KAJANG MY 65.01 non_supplier
30 AUG PAYMENT REC'D WITH THANKS-DUITNOW 370.00 non_supplier
31 AUG BC INTEREST 08/12 - 3.990% 30.58 non_supplier
31 AUG BC INSTALMENT 08/12 - 3.990% 766.44 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - UOB

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - UOB

check_item system_result Status
total_accounts 1 ✓
total_transactions 18 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓