Credit Card Statement Report

customer: CHEOK JUN YOON | period: August 2025

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I. client_summary - AmBank

customer_name CHEOK JUN YOON
bank AmBank
report_code Be_rich_CJY_AmBank_202508
period August 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****6354 main_card RM 12,889.83 RM 14,719.77 14 PDF

III. transaction_details

AmBank ****6354

date description amount (RM) category notes
- previous_balance 12,889.83 baseline included_in_owner_debt
08 AUG 25 Shopee Malaysia Kuala Lumpur MY 233.29 non_supplier
08 AUG 25 Shopee Malaysia Kuala Lumpur MY 27.57 non_supplier
13 AUG 25 Shopee Malaysia Kuala Lumpur MY 37.76 non_supplier
13 AUG 25 Shopee Malaysia Kuala Lumpur MY 15.80 non_supplier
17 AUG 25 Shopee Malaysia Kuala Lumpur MY 37.76 customer_payment
17 AUG 25 PAYMENT VIA RPP RECEIVED - THANK YOU,INFINITE GZ SDN. BH,pay 700.00 customer_payment
18 AUG 25 Shopee Malaysia Kuala Lumpur MY 41.81 non_supplier
21 AUG 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN 3,000.00 customer_payment
21 AUG 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN 9,215.59 customer_payment
21 AUG 25 HUAWEI - I-CITY SHAH ALAM MY 8,888.00 non_supplier
21 AUG 25 HUAWEI - I-CITY SHAH ALAM MY 3,001.00 non_supplier
28 AUG 25 EXCESS LIMIT CHARGE* 9.00 non_supplier
29 JUL 25 Shopee Malaysia Kuala Lumpur MY 30.06 non_supplier
30 JUL 25 AI SMART TECH SHAH ALAM MY 2,499.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 10,166.84
INFINITE 累计余额
RM 4,552.93

IV. monthly_summary - AmBank

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 10,166.84

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 4,552.93

V. reconciliation_check - AmBank

check_item system_result Status
total_accounts 1 ✓
total_transactions 14 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 10,166.84 ✓
INFINITE cumulative_balance RM 4,552.93 ✓

I. client_summary - AmBank Islamic

customer_name CHEOK JUN YOON
bank AmBank Islamic
report_code Be_rich_CJY_AmBank Islamic_202508
period August 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****9902 main_card RM 10,674.24 RM 16,168.45 10 PDF

III. transaction_details

AmBank Islamic ****9902

date description amount (RM) category notes
- previous_balance 10,674.24 baseline included_in_owner_debt
16 AUG 25 90050 PAY-MOB 1083260508 1,500.00 non_supplier
17 AUG 25 PAYMENT VIA RPP RECEIVED - THANK YOU,INFINITE GZ SDN. BH,pay 700.00 customer_payment
21 AUG 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN YOON,AUG, 2,000.00 customer_payment
21 AUG 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN YOON,Pay 3,000.00 customer_payment
21 AUG 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN 3,000.00 customer_payment
21 AUG 25 HUAWEI - I-CITY SHAH ALAM MY 7,999.00 non_supplier
22 AUG 25 AI SMART TECH SHAH ALAM MY 2,001.00 non_supplier
28 AUG 25 MANAGEMENT FEE(Retail @ 17.00%)** 186.21 non_supplier
28 AUG 25 EXCESS LIMIT CHARGE* 9.00 non_supplier
30 JUL 25 AI SMART TECH SHAH ALAM MY 2,499.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 9,775.62
INFINITE 累计余额
RM 6,392.83

IV. monthly_summary - AmBank Islamic

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 9,775.62

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 6,392.83

V. reconciliation_check - AmBank Islamic

check_item system_result Status
total_accounts 1 ✓
total_transactions 10 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 9,775.62 ✓
INFINITE cumulative_balance RM 6,392.83 ✓

I. client_summary - HSBC

customer_name CHEOK JUN YOON
bank HSBC
report_code Be_rich_CJY_HSBC_202508
period August 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****0034 main_card RM 1,165.26 RM 1,196.60 4 PDF

III. transaction_details

HSBC ****0034

date description amount (RM) category notes
- previous_balance 1,165.26 baseline included_in_owner_debt
04 AUG PAYM ENT - THAN K YOU 1,500.00 customer_payment
07 AUG PAYM ENT - THAN K YOU 22,139.92 customer_payment
08 AUG H UAWEI - I-CITY SHAH ALAM MY 23,999.00 non_supplier
13 AUG FINANCE CHARGES 267.69 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 21,112.97
INFINITE 累计余额
RM -19,916.37

IV. monthly_summary - HSBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 21,112.97

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM -19,916.37

V. reconciliation_check - HSBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 4 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 21,112.97 ✓
INFINITE cumulative_balance RM -19,916.37 ✓

I. client_summary - OCBC

customer_name CHEOK JUN YOON
bank OCBC
report_code Be_rich_CJY_OCBC_202508
period August 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****3506 main_card RM 34,540.33 RM 38,295.30 10 PDF

III. transaction_details

OCBC ****3506

date description amount (RM) category notes
- previous_balance 34,540.33 baseline included_in_owner_debt
01 Aug Payment-Instant Transfer 163.00 customer_payment
02 Aug AI SMART TECH SHAH ALAM MYS 3,200.00 non_supplier
03 Aug Payment-Instant Transfer 2,675.00 customer_payment
09 Aug Machines-IOI City Mall Putrajaya 008/036 162.47 non_supplier
13 Aug Retail Rebate 8.36 customer_payment
13 Aug Insurance Rebate 9.63 customer_payment
13 Aug Monthly interest 539.49 non_supplier
25 Jul Payment-Instant Transfer 2,675.00 customer_payment
30 Jul AI SMART TECH SHAH ALAM MYS 4,999.00 non_supplier
31 Jul GREATEASTERN1060542015 385.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 4,276.26
INFINITE 累计余额
RM 34,019.04

IV. monthly_summary - OCBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 4,276.26

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 34,019.04

V. reconciliation_check - OCBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 10 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 4,276.26 ✓
INFINITE cumulative_balance RM 34,019.04 ✓

I. client_summary - STANDARD CHARTERED

customer_name CHEOK JUN YOON
bank STANDARD CHARTERED
report_code Be_rich_CJY_STANDARD CHARTERED_202508
period August 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****1237 main_card RM 60,783.83 RM 68,813.39 6 PDF

III. transaction_details

STANDARD CHARTERED ****1237

date description amount (RM) category notes
- previous_balance 60,783.83 baseline included_in_owner_debt
04 Aug 2025 LATE CHARGES Txn Ref:21600007897 100.00 non_supplier
06 Aug 2025 DUITNOW PAY-TO- Txn Ref: -3,036.94 non_supplier
14 Aug 2025 INTEREST Txn Ref:00000000000 987.50 non_supplier
14 Aug 2025 INTEREST Txn Ref:00000000000 0.69 non_supplier
15 Jul 2025 07SERVICE TAX Txn Ref:19700940555 25.00 non_supplier
30 Jul 2025 AI SMART TECH SHAH Txn Ref: 9,999.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - STANDARD CHARTERED

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - STANDARD CHARTERED

check_item system_result Status
total_accounts 1 ✓
total_transactions 6 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - UOB

customer_name CHEOK JUN YOON
bank UOB
report_code Be_rich_CJY_UOB_202508
period August 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****3530 main_card RM 3,443.90 RM 9,600.82 26 PDF

III. transaction_details

UOB ****3530

date description amount (RM) category notes
- previous_balance 3,443.90 baseline included_in_owner_debt
02 AUG PSS-KESAS AWAN BESAR SHAH ALAM MY 60.50 non_supplier
02 AUG PAYMENT REC'D WITH THANKS-DUITNOW 1,159.50 non_supplier
04 AUG PSS-KESAS AWAN BESAR SHAH ALAM MY 75.99 non_supplier
05 AUG FCP INTEREST 06/36 - 4.990% 32.85 non_supplier
05 AUG FCP INSTALLMENT 06/36 - 4.990% 219.44 non_supplier
06 AUG LATE FEE CHARGE 10.00 non_supplier
06 AUG PSS-AMPAR TENANG DENGKIL MY 60.01 non_supplier
09 AUG PAYMENT REC'D WITH THANKS-DUITNOW 190.87 non_supplier
10 AUG PETRON LABU SPUR (FI) SEREMBAN MY 60.00 non_supplier
13 AUG CASH REBATE OTHERS 12.04 non_supplier
13 AUG CASH REBATE PETROL 15.00 non_supplier
13 AUG RETAIL INTEREST 50.10 non_supplier
13 AUG RETAIL INTEREST 46.21 non_supplier
13 JUL PETRON LABU SPUR (FI) SEREMBAN MY 60.00 non_supplier
16 JUL PSS-AMPAR TENANG DENGKIL MY 30.00 non_supplier
17 JUL AMWAY-SEREMBAN PETALING JAYA MY 19.00 non_supplier
18 JUL PETRON MRR2 MELATI KUALA LUMPUR MY 60.00 non_supplier
20 JUL PETRON LABU SPUR (FI) SEREMBAN MY 60.00 non_supplier
22 JUL PSS-AMPAR TENANG DENGKIL MY 75.01 non_supplier
25 JUL PETRON LABU SPUR (FI) SEREMBAN MY 60.00 non_supplier
27 JUL PSS S2 CITY PARK (LOT C) N SEMBILAN MY 66.80 non_supplier
27 JUL PAYMENT REC'D WITH THANKS-DUITNOW 370.00 non_supplier
30 JUL PETRONAS RAWAT & REHAT(S) SELANGOR MY 60.40 non_supplier
30 JUL AI SMART TECH SHAH ALAM MY 6,001.00 non_supplier
31 JUL BC INTEREST 07/12 - 3.990% 30.58 non_supplier
31 JUL BC INSTALMENT 07/12 - 3.990% 766.44 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - UOB

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - UOB

check_item system_result Status
total_accounts 1 ✓
total_transactions 26 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓