Credit Card Statement Report

customer: CHEOK JUN YOON | period: July 2025

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I. client_summary - AmBank

customer_name CHEOK JUN YOON
bank AmBank
report_code Be_rich_CJY_AmBank_202507
period July 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****6354 main_card RM 14,533.88 RM 12,889.83 10 PDF

III. transaction_details

AmBank ****6354

date description amount (RM) category notes
- previous_balance 14,533.88 baseline included_in_owner_debt
08 JUL 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN YOON,June, 1,980.36 customer_payment
08 JUL 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN YOON,June, 55.52 customer_payment
14 JUL 25 Shopee Malaysia Kuala Lumpur MY 56.99 non_supplier
15 JUL 25 Credit Card Service Tax 25.00 non_supplier
16 JUL 25 Shopee Malaysia Kuala Lumpur MY 29.03 non_supplier
27 JUN 25 Shopee Malaysia Kuala Lumpur MY 86.49 non_supplier
28 JUL 25 INTEREST CHARGE(Retail @ 18.00%)** 190.50 non_supplier
28 JUL 25 QUICKCASH FINANCE CHARGE@ 18.00%** 3.82 non_supplier
28 JUL 25 ANNUAL FEES - BASIC* 550.00 non_supplier
28 JUL 25 WAIVER OF ANNUAL FEES - BASIC* 550.00 customer_payment
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 9,771.55
INFINITE 累计余额
RM 3,118.28

IV. monthly_summary - AmBank

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 9,771.55

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 3,118.28

V. reconciliation_check - AmBank

check_item system_result Status
total_accounts 1 ✓
total_transactions 10 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 9,771.55 ✓
INFINITE cumulative_balance RM 3,118.28 ✓

I. client_summary - AmBank Islamic

customer_name CHEOK JUN YOON
bank AmBank Islamic
report_code Be_rich_CJY_AmBank Islamic_202507
period July 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****9902 main_card RM 12,064.17 RM 10,674.24 7 PDF

III. transaction_details

AmBank Islamic ****9902

date description amount (RM) category notes
- previous_balance 12,064.17 baseline included_in_owner_debt
05 JUL 25 Credit Card Service Tax 25.00 non_supplier
08 JUL 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN YOON,JUNE, 650.00 customer_payment
08 JUL 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN YOON,May, 650.00 customer_payment
08 JUL 25 PAYMENT VIA RPP RECEIVED - THANK YOU,CHEOK JUN YOON,June, 266.17 customer_payment
28 JUL 25 MANAGEMENT FEE(Retail @ 17.00%)** 151.24 non_supplier
28 JUL 25 ANNUAL FEES - BASIC* 688.00 non_supplier
28 JUL 25 WAIVER OF ANNUAL FEES - BASIC* 688.00 customer_payment
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 8,080.41
INFINITE 累计余额
RM 2,593.83

IV. monthly_summary - AmBank Islamic

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 8,080.41

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 2,593.83

V. reconciliation_check - AmBank Islamic

check_item system_result Status
total_accounts 1 ✓
total_transactions 7 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 8,080.41 ✓
INFINITE cumulative_balance RM 2,593.83 ✓

I. client_summary - HSBC

customer_name CHEOK JUN YOON
bank HSBC
report_code Be_rich_CJY_HSBC_202507
period July 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****0034 main_card RM 1,226.46 RM 1,165.26 4 PDF

III. transaction_details

HSBC ****0034

date description amount (RM) category notes
- previous_balance 1,226.46 baseline included_in_owner_debt
04 JUL PAYM ENT - THAN K YOU 143.88 customer_payment
06 JUL PAYM ENT - THAN K YOU 1,083.00 customer_payment
13 JUL FINANCE CHARGES 561.89 non_supplier
16 JUN BASE CASHBACK CREDIT 37.77 customer_payment
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM -2,558.29
INFINITE 累计余额
RM 3,723.55

IV. monthly_summary - HSBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM -2,558.29

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 3,723.55

V. reconciliation_check - HSBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 4 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM -2,558.29 ✓
INFINITE cumulative_balance RM 3,723.55 ✓

I. client_summary - OCBC

customer_name CHEOK JUN YOON
bank OCBC
report_code Be_rich_CJY_OCBC_202507
period July 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****3506 main_card RM 24,188.71 RM 34,540.33 10 PDF

III. transaction_details

OCBC ****3506

date description amount (RM) category notes
- previous_balance 24,188.71 baseline included_in_owner_debt
01 Jul Payment-Instant Transfer 163.00 customer_payment
04 Jul Overdue Charge 100.00 non_supplier
05 Jul AI SMART TECH SHAH ALAM MYS 10,000.00 non_supplier
08 Jul Payment-Instant Transfer 623.71 customer_payment
09 Jul Machines-IOI City Mall Putrajaya 007/036 162.47 non_supplier
13 Jul Switch-AEON Seremban 2 Seremban 012/012 113.25 non_supplier
13 Jul Retail Rebate 10.28 customer_payment
13 Jul Insurance Rebate 9.63 customer_payment
13 Jul Monthly interest 397.52 non_supplier
30 Jun GREATEASTERN1060542015 385.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 3,189.30
INFINITE 累计余额
RM 31,351.03

IV. monthly_summary - OCBC

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 3,189.30

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 31,351.03

V. reconciliation_check - OCBC

check_item system_result Status
total_accounts 1 ✓
total_transactions 10 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 3,189.30 ✓
INFINITE cumulative_balance RM 31,351.03 ✓

I. client_summary - STANDARD CHARTERED

customer_name CHEOK JUN YOON
bank STANDARD CHARTERED
report_code Be_rich_CJY_STANDARD CHARTERED_202507
period July 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****1237 main_card RM 69,025.00 RM 60,738.83 10 PDF

III. transaction_details

STANDARD CHARTERED ****1237

date description amount (RM) category notes
- previous_balance 69,025.00 baseline included_in_owner_debt
07 Jul 2025 LATE CHARGES Txn Ref: 18800014232 100.00 non_supplier
07 Jul 2025 LATE CHARGES Txn Ref: 18800033207 12.50 non_supplier
08 Jul 2025 DUITNOW PAY-TO-ACCOUNT Txn Ref: 2025070802270103234808 -2,512.50 non_supplier
09 Jul 2025 DUITNOW PAY-TO-ACCOUNT Txn Ref: 2025070900851591237805 -790.00 non_supplier
09 Jul 2025 DUITNOW PAY-TO-ACCOUNT Txn Ref: 2025070805064781237809 -7,900.00 non_supplier
13 Jul 2025 EMIS 2126102978US Txn Ref: 52653845194742863292415 126.25 non_supplier
14 Jul 2025 ANNUAL FEE Txn Ref: 19500006289 250.00 non_supplier
14 Jul 2025 INTEREST Txn Ref: 00000000000 1,177.58 non_supplier
14 Jul 2025 INTEREST Txn Ref: 00000000000 45.00 non_supplier
17 Jun 2025 COC+ 0.00% EFF 0.00% 12M Txn Ref: 79458665168001000785094 1,250.00 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - STANDARD CHARTERED

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - STANDARD CHARTERED

check_item system_result Status
total_accounts 1 ✓
total_transactions 10 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓

I. client_summary - UOB

customer_name CHEOK JUN YOON
bank UOB
report_code Be_rich_CJY_UOB_202507
period July 2025
total_accounts 1

II. accounts_overview

card_number account_type previous_balance current_balance transactions actions
****3530 main_card RM 3,789.69 RM 3,443.90 11 PDF

III. transaction_details

UOB ****3530

date description amount (RM) category notes
- previous_balance 3,789.69 baseline included_in_owner_debt
01 JUL PSS-AMPAR TENANG DENGKIL MY 60.00 non_supplier
03 JUL PSS-AMPAR TENANG DENGKIL MY 61.08 non_supplier
04 JUL PAYMENT REC'D WITH THANKS-DUITNOW 1,268.93 non_supplier
05 JUL FCP INTEREST 05/36 - 4.990% 32.85 non_supplier
05 JUL FCP INSTALLMENT 05/36 - 4.990% 219.44 non_supplier
11 JUL PSS-AMPAR TENANG DENGKIL MY 70.17 non_supplier
13 JUL CASH REBATE PETROL 0.38 non_supplier
13 JUL RETAIL INTEREST 52.96 non_supplier
25 JUN PAYMENT REC'D WITH THANKS-DUITNOW 370.00 non_supplier
30 JUN BC INTEREST 06/12 - 3.990% 30.58 non_supplier
30 JUN BC INSTALMENT 06/12 - 3.990% 766.44 non_supplier
Owner expenses
RM 0.00
Owner payments
RM 0.00
INFINITE expenses
RM 0.00
supplier_fees
RM 0.00
Owner 累计余额
RM 0.00
INFINITE 累计余额
RM 0.00

IV. monthly_summary - UOB

OWNER

total_expenses RM 0.00
total_payments RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

INFINITE

total_expenses RM 0.00
total_payments RM 0.00
supplier_fees (1%) RM 0.00
累计总欠款余额 | Cumulative Balance RM 0.00

V. reconciliation_check - UOB

check_item system_result Status
total_accounts 1 ✓
total_transactions 11 ✓
Owner total_expenses RM 0.00 ✓
INFINITE total_expenses RM 0.00 ✓
Owner cumulative_balance RM 0.00 ✓
INFINITE cumulative_balance RM 0.00 ✓